Ohana · 2026 Budget
Cost center · Payroll & contractors · Q1 2026

Who we pay to build this company.

US employees on Warp (gross + ER taxes + benefits), ~85 international contractors via Nium, plus ad-hoc contract labor. March fully-loaded people spend: $101,533. Model cuts to each person and see the full-year impact.

US employees (5)
$54.7k
loaded · was $44.5k gross
Nium contractors
$46.4k
85 people, Q1 avg
Contract labor
$36.7k
5 vendors
March total
$101.5k
fully loaded
People spend · Jan → Mar 2026
Flat run-rate · $54.7k/mo loaded.
US loaded cost (gross + ER tax + benefits) shown at steady monthly run-rate — raw pay periods land unevenly (some months get 3 paydays, some get 1) but smooth to a flat annual. Nium averaged across Q1. Contract labor spiked in Feb.
US employees (loaded)
Nium contractors
Contract labor
$118.6k
Jan
$133.4k
Feb
$101.5k
Mar
People scenario modeler · Apr – Dec 2026

Adjust each person’s monthly compensation.

YTD already spent is locked. For each person, adjust their monthly rate. US employees show fully-loaded cost (gross salary + employer taxes + benefits). Contractors and retainers show cash paid. 2026 forecast = YTD + 9 months × new rate. Use Export CSV below to model further in a spreadsheet.

2026 run-rate
$1,586,877
if monthly comp holds
2026 under this plan
$1,586,877
$136,163/mo × 9 mo + YTD
Savings vs run-rate
$0
0.0% of full-year
Monthly bill
$136,163
was $136,163/mo
Preset
Person / vendor
Now / mo
Scenario monthly
YTD
2026 projected
Δ
Ezra Gershanok
US Employee · Loaded: $13k gross × 1.23 (ER tax + benefits)
$15,322
no change
$45,967
$183,868
was $183,868
—
Jacob Halbert
US Employee · Loaded: $13k gross × 1.23 (ER tax + benefits)
$15,322
no change
$45,967
$183,868
was $183,868
—
William Halbert
US Employee · Loaded: $10k gross × 1.19 (ER tax + benefits)
$11,908
no change
$35,723
$142,893
was $142,893
—
Saul Saffrin Betesh
US Employee · Loaded: $8k gross × 1.30 (ER tax + benefits)
$10,837
no change
$32,511
$130,043
was $130,043
—
Travis Whiteley
US Employee · Loaded: $1k gross × 1.12 (ER tax + benefits)
$1,281
no change
$1,281
$12,810
was $12,810
—
AppSavvy
Retainer · 4 payments YTD
$23,200
no change
$45,600
$254,400
was $254,400
—
Not Quite Unicorns
Retainer · 3 payments YTD
$11,999
no change
$27,481
$135,472
was $135,472
—
Sorena Scandela (Cleaner)
Other · 7 payments YTD
$800
no change
$2,400
$9,600
was $9,600
—
Upwork
Other · 23 payments YTD
$611
no change
$1,833
$7,332
was $7,332
—
Taskrabbit
Other · 6 payments YTD
$98
no change
$293
$1,172
was $1,172
—
Mantas Giedraitis
Nium Contractor · 32.00 · Omus Nocode · no-code dev
$8,000
no change
$12,000
$84,000
was $84,000
—
Oliver Krok
Nium Contractor · 0.00 · Q1 avg — 0.00
$5,157
no change
$15,471
$61,884
was $61,884
—
Cailyn Straub
Nium Contractor · 20.25 · Q1 avg — 20.25
$3,272
no change
$9,815
$39,261
was $39,261
—
Camila Ceballos Arango
Nium Contractor · 0.00 · Q1 avg — 0.00
$3,092
no change
$9,275
$37,100
was $37,100
—
Amy Keeling
Nium Contractor · 20.25 · Q1 avg — 20.25
$2,632
no change
$7,896
$31,584
was $31,584
—
Jenessa Farah
Nium Contractor · 22.50 · Q1 avg — 22.50
$2,466
no change
$7,398
$29,592
was $29,592
—
Lize-Mari Geyer
Nium Contractor · 20.25 · Q1 avg — 20.25
$2,432
no change
$7,296
$29,183
was $29,183
—
Berlin Smallwood
Nium Contractor · 0.00 · Q1 avg — 0.00
$2,299
no change
$6,898
$27,590
was $27,590
—
Angelique Pretorius
Nium Contractor · 18.00 · Q1 avg — 18.00
$2,067
no change
$6,200
$24,800
was $24,800
—
Lisa-leè Meyer
Nium Contractor · 20.25 · Q1 avg — 20.25
$1,962
no change
$5,887
$23,548
was $23,548
—
Jessica Botha
Nium Contractor · 15.75 · Q1 avg — 15.75
$1,961
no change
$5,884
$23,534
was $23,534
—
Talitha Duckworth
Nium Contractor · 0.00 · Q1 avg — 0.00
$1,650
no change
$4,950
$19,800
was $19,800
—
Jennifer Cross
Nium Contractor · 11.25 · Q1 avg — 11.25
$1,351
no change
$4,054
$16,216
was $16,216
—
Foluso Ayodele
Nium Contractor · 4.74 · Q1 avg — 4.74
$1,329
no change
$3,987
$15,948
was $15,948
—
Inzimam Ahmad
Nium Contractor · 43.28 · Q1 avg — 43.28
$1,091
no change
$3,273
$13,092
was $13,092
—
Theresa Dvorocsik
Nium Contractor · 0.00 · Q1 avg — 0.00
$1,015
no change
$3,045
$12,180
was $12,180
—
Yiu Sui Chung
Nium Contractor · 0.00 · Q1 avg — 0.00
$948
no change
$2,844
$11,375
was $11,375
—
Yuan Chen
Nium Contractor · 24.60 · Q1 avg — 24.60
$784
no change
$2,353
$9,412
was $9,412
—
Sasha Lambrecht
Nium Contractor · 0.00 · Q1 avg — 0.00
$660
no change
$1,980
$7,920
was $7,920
—
Alena Murphy
Nium Contractor · 0.00 · Q1 avg — 0.00
$617
no change
$1,850
$7,400
was $7,400
—
Totals (30 shown · 30 all)
$136,163
$136,163/mo
$361,411
$1,586,877
—
How this works: YTD is actual spend through Apr 19. US employees show FULLY-LOADED cost (gross + ER taxes + benefits — the real cash-out); Nium contractors and retainers show cash paid. Projection assumes the monthly you set holds for the next 9 months (April–December 2026). Totals reflect all rows, not just the filter above. Sliders adjust in increments of ~1% of current monthly; fine-tune with the number input. Hit ↓ Export CSV to download every row with your current scenario for further spreadsheet modeling.

US employees · March gross detail

From Warp payroll-register. Annualized = monthly × 12.

Name
Gross
Net
EE tax
ER tax
Annualized
Ezra Gershanok
260.0 hrs
$18,750.00
$11,891.73
$5,979.65
$1,250.42
$225,000
Jacob Halbert
260.0 hrs
$18,750.00
$11,249.02
$6,622.36
$1,250.43
$225,000
William Halbert
260.0 hrs
$15,000.00
$10,852.95
$3,286.71
$-123.20
$180,000
Saul Saffrin Betesh
260.0 hrs
$12,500.01
$8,284.49
$3,363.90
$810.56
$150,000
Travis Whiteley
36.0 hrs
$1,147.32
$968.43
$172.63
$126.77
$13,768
Contractors · by team

Everyone we pay outside W-2.

Software agencies on retainer, the US hourly team, the South African team via Nium, campus student teams, and city-based listing experts. Campus teams & city experts have sliders — model cuts or expansion instantly.

Team
Headcount
Monthly
Annual
Software contractors
3 agencies
$43,199
$518,388
US contractor team
8 people
$20,739
$248,872
South African team
20 people
$36,479
$437,752
Campus teams
18 schools
$15,600
$187,200
City experts
8 accounts
$3,467
$41,600
Total contractors spend
—
$119,484
$1,433,812

Software contractors · 3 agencies

Monthly$43,199
Annual$518,388

Outside agencies on monthly retainers — growth / paid marketing, product & design, and no-code engineering.

Vendor · role
Notes
Monthly
Annualized
AppSavvy
Growth / paid marketing agency
Retainer · Jan $10.9k, Feb $23.2k, Apr $11.5k
$23,200
$278,400
Not Quite Unicorns
Product & design agency
Retainer · Jan $6.0k, Feb $9.5k, Apr $12.0k
$11,999
$143,988
Mantas GiedraitisOmus Nocode
No-code / workflow engineering
Feb $4k, Mar $8k → $8k/mo forward
$8,000
$96,000
Agencies total · 3 vendors
$43,199
$518,388

US contractor team · 8 contractors

Weekly hrs174
Monthly$20,739
Annual$248,872

Hourly US-based contractors. Monthly = hrs/week × rate × 52 ÷ 12. Rates range $25–$48/hr; hours range 12–55/week.

Name · Role
Rate
Hrs/wk
Weekly
Monthly
Annualized
Oliver KrokFull-time
Full-time contractor
$25/hr
55
$1,375
$5,958
$71,500
Camila Ceballos ArangoFull-time
Full-time contractor
$25/hr
40
$1,000
$4,333
$52,000
Berlin SmallwoodPart-timeSenior rate
Part-time contractor · senior rate
$48/hr
12
$576
$2,496
$29,952
Theresa DvorocsikPart-timeSenior rate
Part-time contractor · senior rate
$35/hr
16
$560
$2,427
$29,120
Tali DuckworthPart-time
Part-time contractor
$25/hr
15
$375
$1,625
$19,500
Cheryl Part-time
Part-time contractor
$25/hr
12
$300
$1,300
$15,600
Juliet KirtlandPart-time
Part-time contractor
$25/hr
12
$300
$1,300
$15,600
Alena MurphyPart-time
Part-time contractor
$25/hr
12
$300
$1,300
$15,600
Team total · 8 people
—
174
$4,786
$20,739
$248,872

South African team · 20 contractors

Bi-weekly$18,240
Monthly$36,479
Annual$437,752

Semi-monthly via Nium · period Apr 16–30, 2026. Monthly = bi-weekly × 2. Team runs matchmaking, ops, customer success & growth.

Name · Role
Department
Hours
Bi-weekly
Monthly
Annualized
Cailyn Straub
Global matchmaker / customer success lead
Customer Success
86.67
$1,650
$3,300
$39,600
Amy Keeling
Matchmaker
Matchmaking
86.67
$1,500
$3,000
$36,000
Jessica Botha
South African Matchmaker
Matchmaking
86.67
$1,250
$2,500
$30,000
Angelique Pretorius
Matchmaker
Matchmaking
86.67
$1,137
$2,273
$27,276
Lize-Mari Geyer
Matchmaker & Operations Lead
Operations
86.67
$1,100
$2,200
$26,400
Jenessa Farah
Matchmaker / matchmaking lead
Matchmaking
86.67
$1,050
$2,100
$25,200
Kaitlin Fuls
Matchmaker
Matchmaking
86.67
$1,050
$2,100
$25,200
Isabella Gray
Matchmaker
Matchmaking
86.67
$1,000
$2,000
$24,000
Jamie Uria
Matchmaker
Matchmaking
86.67
$1,000
$2,000
$24,000
Jennifer Cross
Matchmaker
Matchmaking
86.67
$1,000
$2,000
$24,000
Meggan Van Willen
Matchmaker
Matchmaking
86.67
$1,000
$2,000
$24,000
Tinashe Nkwanyane
Operations
Operations
86.67
$1,000
$2,000
$24,000
Bianca Bibergal
Matchmaker
Matchmaking
86.67
$900
$1,800
$21,600
Lisa-leè Meyer
Global matchmaker / customer support
Customer Success
86.67
$870
$1,740
$20,880
Suri Maharaj
Matchmaker
Matchmaking
86.67
$840
$1,680
$20,160
Ella Byers
Matchmaker + graphic design lead
Matchmaking
86.67
$800
$1,600
$19,200
Jorja Roberts
South African Matchmaker
Matchmaking
86.67
$600
$1,200
$14,400
Gailynne MarshallPart-time
Operations / Matchmaker
Operations
70.91
$266
$532
$6,382
Zurishia FowldsPart-time
Matchmaker (part-time)
Matchmaking
15.76
$227
$455
$5,454
Claudia YoungPart-timeHourly
Marketing growth lead
Growth
0.00
$0
$0
$0
Team total · 20 people
1560.06
$18,240
$36,479
$437,752

Campus teams · 18 schools, weekly retainer

Student-run growth teams on campus. NYU, Columbia, and Northeastern paid $600/wk (important markets); the other 15 schools paid $120/wk (exploratory). Adjust counts & rates to model.

Campus teams · weekly retainer

18 teams · $3,600/week

Student teams running campus-based growth. Important schools (NYU, Columbia, Northeastern) paid $600/wk; exploratory teams paid $120/wk. Adjust counts & rates to model.

Monthly$15,600
Annual$187,200
Important schools
NYU · Columbia · Northeastern
3
010
$/week
Subtotal
$1,800/wk
$7,800/mo · $93,600/yr
Exploratory teams
Other campus programs testing the playbook
15
030
$/week
Subtotal
$1,800/wk
$7,800/mo · $93,600/yr
Total teams
18
Weekly
$3,600
Monthly
$15,600
Annual
$187,200
vs. current
—/mo

City experts · 8 accounts, weekly retainer

Local city experts sourcing & qualifying listings — $100/wk per account across 8 cities. Drag to model adding or cutting cities.

City experts · weekly retainer

8 accounts · $800/week

Per-city experts sourcing and qualifying local listings. $100/week per account. Adjust the number of cities & rate to model.

Monthly$3,467
Annual$41,600
8
08 default30
$/wk
$0$100 default$500
Accounts
8
Weekly
$800
Monthly
$3,467
Annual
$41,600
vs. current
—/mo

By payroll system · March

Warp (US W-2) vs Nium (international contractors) as paid out of bank in March.

2 groups
US cost is FULLY LOADED
Annual loaded run-rate: Ezra $183,867.84 · Jacob $183,867.84 · William $142,893.12 · Saul $130,042.80 · Travis casual. Loaded = gross + ER tax + benefits. Ezra/Jacob ~23% load, William ~19% (no SS/Medicare ER — family-employed), Saul ~30%. Monthly shown = annual ÷ 12 (smooths out pay-period quirks where some months have 3 paydays).
Mantas = Omus Nocode
Mantas Giedraitis runs our Omus Nocode work. Feb $4k + Mar $8k = $12k YTD through Nium. Going forward ~$8k/mo — not the $1.3k that Q1-divided-by-3 showed.
Nium split is Q1 average
Nium ACH summary gives Q1 total per contractor. Monthly shown = Q1 / 3, except Mantas (overridden to actual Omus Nocode rate). Use the sliders to override anyone whose going-forward rate differs.